Streamlining all things personal finance, family, and lifestyle.

Introduction

Hello, my name is Robert, and I am a proud husband and father of a young, growing family.

Intentions

My goal is to make my website as transparent and aligned with my community as possible. I will try my best to disclose any conflicts of interests up top and act in the best interests of my community.

Topics

On my website, I write about my interests, including, but not limited to, personal finance, travel, and lifestyle.


Latest Posts

  • Why is Getting Auto Insurance in CA state so difficult?

    Why is Getting Auto Insurance in CA state so difficult?

    💡 This post is a continuation of my previous post How to Save on Auto Insurance in Under 5 Minutes, after realizing that my process wasn’t as simple as I had expected and that I needed a separate post to write about this 🤦🏼‍♂️. Summary Starting with GEICO Now that I had a good sense…

  • Why Robinhood’s New Gold Card is a Killer

    Why Robinhood’s New Gold Card is a Killer

    Summary What is the Gold Card? The Gold Card is Robinhood’s new and first credit card product for its Gold members. You need to be a Robinhood Gold member ($50 membership fee annually or $5 a month) to utilize the Gold card but don’t have to be to get on the waitlist for the Gold…

  • Why I Picked NerdWallet as First My Budgeting Tool

    Summary Review of Budgeting Apps I never seriously approached budgeting until last year when my daughter was born. Previously, I had a sense of what my household’s cash flow looked like (paycheck as cash in, credit card bills as cash out essentially) and tried to budget casually by downloading transaction data from my Chase and…

  • Easy Guide to Applying for a New Credit Card

    Maintaining a healthy credit profile involves regular check-ups and strategizing credit applications to optimize credit scores and bonuses. Utilize the annual free credit check to monitor activities and update strategies. Space out credit applications; consider credit card company policies for sign-up offers and understand the impact of hard pulls. The analysis revealed a preference for…

  • Never Say Never – How I Purchased My First Life Insurance Policy

    Summary Introduction About two months before my wife’s due date, I started doing some research on life insurance policies. Rightly or wrongly, my research was kickstarted by the all the fear and uncertainty related to money, as I was preparing for the delivery of our daughter. I first started out by reaching out to the…

  • Where to Take Your Friends and Family in LA and O.C. in February

    Where to Take Your Friends and Family in LA and O.C. in February

    Summary February is a great time for friends and family living in colder and wetter climates to visit SoCal to soak in the sun and everything that it has to offer. In this blog, I walk through some of the spots that we took our F&F. Introduction In February, we had a number of our…